Fintech web and mobile app development, PCI DSS aligned
UZ Technologies builds secure financial software for neobanks, lending platforms, wallets, payment processors, trading apps and embedded finance. PCI DSS aligned engineering, SOC 2 ready practices, India and global compliance familiarity.
UZ Technologies is a fintech software development company that builds PCI DSS aligned web and mobile apps for banks, lending, wallets, neobanks, payments, KYC, AML and trading. The team has shipped production systems involving card data, UPI, ACH, SEPA, Plaid, Stripe and Razorpay integrations.
Key facts about working with us on fintech
- PCI DSS aligned architecture, no card data stored in application database by default
- SOC 2 ready practices: SSO, MFA, secret management, audit logging
- KYC and AML workflows with Onfido, Hyperverge, Persona, Sumsub
- UPI, IMPS, ACH, SEPA, SWIFT and card network integrations
- RBI digital lending guideline and SEBI compliance familiarity
- Real time fraud detection with rules engines and ML
Compliance and standards we engineer for
Every fintech engagement starts with a compliance review so the architecture lines up with the regulations your buyers and auditors care about.
PCI DSS
Tokenisation, scope reduction, network segmentation and audit ready logging for card data flows.
SOC 2
Engineering, infrastructure and access control practices compatible with Type I and Type II audits.
GDPR and DPDP
Data subject rights, consent management and DPA support for EU and Indian customers.
RBI guidelines
Digital lending, payment aggregator and prepaid instrument guideline aware development.
ISO 27001 ready
Information security management practices that map cleanly onto ISO 27001 controls.
What we build for fintech teams
Neobank and wallet apps
KYC, account creation, ledger, cards, transfers, statements, push notifications.
Lending platforms
Origination, credit scoring, underwriting, disbursement, collections, NPA tracking.
Payment gateways
Card, UPI, wallets, bank transfers, recurring, refunds, settlement, reconciliation.
Trading and investing apps
Real time market data, order management, portfolio analytics, alerts.
AI for finance
Fraud detection, document intelligence, AML transaction monitoring, support agents.
RegTech automation
Compliance workflows, reporting, sanction screening, audit evidence collection.
Stack we use for fintech
Outcomes you can expect
Reduction in KYC drop off after redesigning onboarding flows around real device telemetry.
Uptime target met on payment processing surfaces with active failover and graceful degradation.
Median end to end transaction confirmation time on mobile, including fraud checks.
Outcomes reflect typical engagements. Actual results depend on scope, data quality and product maturity.
What buyers usually ask first
How do you handle card data and PCI scope?
We minimise PCI scope by tokenising card data through processors like Stripe, Razorpay or Spreedly so card numbers never touch our application database. We design network segmentation, audit logs and key management to keep the in scope surface small.
Can you build for both Indian and global rails?
Yes. We have integrated UPI, IMPS, NEFT, Razorpay and Cashfree for India, and ACH, SEPA, SWIFT, Stripe and Plaid for global flows. We design ledger and reconciliation systems that work across rails.
What is your fraud and AML approach?
We pair deterministic rules with ML scoring, run velocity and device fingerprint checks, integrate sanction and PEP screening, and feed flagged transactions into a queued review workbench for your compliance team.
How fast can a fintech MVP launch?
A focused lending or wallet MVP takes 10 to 14 weeks including KYC, ledger, basic admin and one payment rail. Production grade neobanks usually run 20 to 32 weeks.
Frequently asked questions
A team that builds and maintains regulated financial software including web apps, mobile apps, APIs and admin systems. UZ Technologies builds fintech for neobanks, lending, wallets, payments and trading with PCI DSS aligned architecture.
Related services
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